The secret to building wealth isn’t just about earning more—it’s about how you manage your money day to day. Just like abs are made in the kitchen, financial success starts with the way you structure your bank accounts. In this blog, I share how three clients transformed their finances simply by setting up the right money flow. If you’re feeling stuck with investing, debt, or cash flow, this could be the missing piece. Read more to see how small changes can lead to big financial wins.

If you grew up in Australia in the early 90s, you might remember the iconic line, “It won’t happen overnight, but it will happen.” While originally about shampoo, it perfectly applies to rebuilding your financial independence after separation.

Separation often feels like a financial tornado—everything upended, leaving you unsure where to start. But here’s the good news: with the right steps, time, and determination, you can regain control, build a solid foundation, and create the financial future you deserve.

When it comes to your finances, knowing when to stop DIY-ing is key. If you’re stuck, overwhelmed, or facing a big decision, expert advice can make all the difference. Read the blog to learn more

For years, I carried the invisible weight of being the default parent, the primary caregiver—the one who gets the first call from daycare, knows the doctor’s appointments, remembers birthday parties and sorts the gifts, and keeps track of school events. It wasn’t just about doing more—it was about holding it all together. Not because anyone said it was my job, but because, over time, it just became that way. And when I separated, I thought that load would finally shift. But what I didn’t expect was how complicated that shift would feel.

It’s a new year, and with it comes the promise of fresh starts and big plans. Whether you’ve set New Year’s resolutions or you’re simply determined to make 2025 a year of financial growth, one thing is clear: sticking to your goals takes more than good intentions. It takes a plan.

Gemma Mitchell explores the transformative concept that "what you’re not changing, you’re choosing." In this blog, she highlights the importance of consciously selecting the challenges that align with the life you want, whether it's overcoming debt, leaving a toxic situation, or reshaping your financial habits. Through small, consistent actions and a commitment to growth, Gemma encourages readers to take control of their financial paths and reminds them that it’s never too late to start building a brighter future.

Comparison is the thief of joy, especially when you’re only seeing the highlight reels. Social media and snippets from friends rarely tell the full story, making it unfair to measure yourself against others. Instead, focus on your own goals, progress, and circumstances—because the only comparison that matters is the one with who you were yesterday.

If you’ve been on TikTok lately (or watching old TikTok trends on Instagram like me), you’ve probably seen the viral trend where couples, families, and friends share their quirkiest or most awkward truths. Before spilling, they chant: “We listen, and we don’t judge.” It’s hilarious because, let’s be honest, the internet loves to judge!

It’s a new year, and with it comes the promise of fresh starts and big plans. Whether you’ve set New Year’s resolutions or are simply determined to make 2025 a year of financial growth, one thing is clear: sticking to your goals takes more than good intentions. It takes a plan.

Here’s how to start 2025 with a strong financial footing and turn those resolutions into results.

I thought 2023 was a hard year, but 2024 said, "Hold my beer." Last year, I started a new tradition: writing little notes each time something made me happy, proud, or thankful. I’ve just opened my 2024 jar, and let’s just say—it’s been a rollercoaster. But reading through those notes was a welcome reminder of the good moments in what turned out to be a challenging year, to put it mildly.

Let’s face it—bad experiences happen. Maybe you’ve dealt with a mechanic who overcharged you, didn’t fix the problem, or made you feel clueless for not knowing your car’s exact specs (other than its colour).

What did you do next? Chances are, you didn’t give up on mechanics entirely. You found someone new, someone better.

’Tis the Season to Say NO: A Guide to Stress-Free Holidays
Overwhelmed by holiday expectations? It’s okay to say no! Learn how to prioritise your well-being, set boundaries, and break free from traditions that leave you broke and stressed. This season, focus on what truly matters.

Ever accidentally dropped your phone and cracked the screen?You pick up the phone, see the crack, and… what happens next? Do you drop it again and stomp on it until the one crack turns into a completely shattered screen? Of course not! You mutter under your breath, dust it off, and start taking extra care of it.

Do You Know When It’s Time to Call in the Pros? Managing your finances can feel like tackling a big home renovation project. Some parts are fun and doable with a bit of elbow grease and YouTube tutorials. But then, you hit the complex stuff—things that require specialised knowledge or tools.

We all want to feel like we’re “good with money.” But what if some of the habits we think are smart financial moves – financial life hacks- are actually holding us back? Sometimes, it’s not what you do with your money, but how you do it, that makes the biggest difference.

10 Most Influential Finance Books That Have Shaped How We Think About Money

Finance books have a unique ability to influence how people invest, save, and think about money. Over the years, certain books have not only stood the test of time but also transformed the way millions of people approach their financial lives. Here are ten of the most influential finance books in history, along with their key takeaways.

As an entrepreneur and single mother, there were times when I felt like I was carrying the weight of the world on my shoulders. Juggling business demands while raising three children was no easy feat, but it was during these challenging moments that I learned the true value of a strong support system.

When we talk about investing, most people think of financial assets like property or shares. But the most important investment you can make is in yourself. By investing in your education, career development, and personal goals, you are building the skills and mindset that will carry you forward. This kind of investment creates a ripple effect that can shape the trajectory of your entire life.

Why Wait Until January? Why October is the Perfect Time to Start Your New Year’s Resolutions. We convince ourselves that next year will be the time to make big changes—whether it’s improving our health, saving more money, or chasing that career goal. But here’s the thing: there’s nothing magical about January. In fact, now—in October—is the perfect time to start your New Year’s resolutions.

'Vulnerability sounds like truth and feels like courage. Truth and courage aren't always comfortable, but they're never weakness. Vulnerability is the birthplace of love, belonging, joy, courage, empathy, and creativity. It is the source of hope, empathy, accountability, and authenticity' -Brene Brown