Abs are made in the kitchen- what about wealth?
The Secret to Building Wealth? It’s in Your Bank Account
You know how they say abs are made in the kitchen? Well, when it comes to wealth, the equivalent is your bank account.
But no, that doesn’t mean a ‘savings account’ is where you should be putting all your money.
Here’s what I mean—your daily money habits and how you structure your bank accounts determine your success in building wealth.
This week alone, I worked with three great clients. All switched on, all with different goals.
One wanted to start investing but felt overwhelmed.
The other two were focused on paying down debt but weren’t making progress—one step forward, two steps back.
And in all three cases, they thought their problem was investing or debt. But it wasn’t. The real issue? They didn’t have a solid plan for managing their day-to-day money.
The Power of Structure
Once we mapped out their accounts, set up a system for their money flow, and structured their spending, everything clicked.
The thing is, they already knew how to invest. They already knew how to pay down debt. What they didn’t have was a framework that supported those goals. And that’s the missing piece for so many people.
It was a bit of a lightbulb moment.
Because here’s the thing—building wealth isn’t just about the big moves. The foundation matters. A lot.
Why Your Bank Account Setup Matters
We often get distracted by the ‘big’ money goals—buying property, investing, paying off debt—when, really, the magic is in the small, daily systems that make those big goals achievable.
A well-structured bank account system means:
You know exactly where your money is going.
You know exactly what can go to your goals (that is realistic and sustainable!).
You have a clear path to hit your financial goals and can see how long it will take.
You’re not constantly robbing Peter to pay Paul (taking 1 step forward and 2 steps back each pay day).
It’s about control, confidence, and making sure your money is working for you, not wondering where it is all going.
If you feel like your money system needs a tweak (or a total reset), let’s chat.